:root{--navy:#12314f;--accent:#c0392b;--ink:#1a1a1a;--muted:#5a6675;--line:#e3e7ec;--bg:#f7f9fb}
*{box-sizing:border-box}
body{margin:0;font-family:-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6}
a{color:var(--navy)}
.wrap{max-width:960px;margin:0 auto;padding:0 20px}
header.top{background:var(--navy);color:#fff}
.top .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;padding:12px 20px;gap:8px}
.brand{font-weight:700;font-size:1.15rem;color:#fff;text-decoration:none}
.callbtn{background:var(--accent);color:#fff;text-decoration:none;font-weight:700;padding:10px 16px;border-radius:6px;white-space:nowrap}
nav.main{background:#0e2740}
nav.main .wrap{display:flex;flex-wrap:wrap;gap:16px;padding:10px 20px}
nav.main a{color:#cfe0f0;text-decoration:none;font-size:.95rem}
nav.main a:hover{color:#fff}
.hero{background:var(--bg);border-bottom:1px solid var(--line);padding:40px 0}
.hero h1{margin:0 0 10px;font-size:2rem;color:var(--navy)}
.hero p.lead{font-size:1.15rem;color:var(--muted);margin:0 0 20px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.cta-row .callbtn{font-size:1.05rem;padding:12px 22px}
.note{color:var(--muted);font-size:.95rem}
main{padding:34px 0}
h2{color:var(--navy);margin-top:34px}
ul.signs{columns:2;gap:24px}
@media(max-width:640px){ul.signs{columns:1}.hero h1{font-size:1.6rem}}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin-top:16px}
.card{border:1px solid var(--line);border-radius:8px;padding:18px}
.card h3{margin:0 0 8px;color:var(--navy);font-size:1.05rem}
.card a{font-weight:600}
.band{background:var(--navy);color:#fff;text-align:center;padding:30px 0;margin-top:40px}
.band h2{color:#fff;margin:0 0 12px}
.band .callbtn{display:inline-block;font-size:1.15rem}
footer{background:#0e2740;color:#9fb3c8;font-size:.9rem;padding:24px 0}
footer a{color:#cfe0f0}
.faq dt{font-weight:700;margin-top:14px;color:var(--navy)}
.trust{display:flex;flex-wrap:wrap;gap:18px;margin:18px 0;color:var(--muted);font-size:.95rem}
.trust span{background:var(--bg);border:1px solid var(--line);border-radius:20px;padding:6px 14px}